Do you know how to open a savings account?

Can you name other kinds of savings vehicles?

Do you know how to open a checking account?

Do you know how to balance a checkbook?

Do you know how to stop payment of a check if necessary?

Do you know how to reorder checks?

Can you explain the entries on a bank statement?

Do you know what your monthly banking fees are for each account?

Do you know how to buy travelers checks?

Can you explain what a wire transfer is?

Have you earned more than $12 in interest on your savings account this year?

Can you explain why the interest you pay on a credit card is so important?

Do you know what the repercussions are if you are late or fail to pay the minimum balance on a credit card?

Could you formulate a livable budget that meets all your expenses without the help of another adult?

Have you stayed on your current budget for at least six months without having to ask a parent for financial help?

Do you know how to read a lease and what to look for before you sign it?

Would you know how to "interview" a prospective roommate (who must be financially responsible)?

Do you know how to get cash quickly in an emergency?

Do you know what to do if you lose your checks or credit card?

Do you know how to take out and renew car insurance?

Do you know how and when to file a state and federal income tax form?

Do you know what a credit union is?